GAINSCO Auto Insurance is a Texas-based company founded in 1978. It specializes in minimum-limits personal auto insurance endeavors to provide customizable auto insurance policies that come at competitive prices. Furthermore, should you get into a vehicular accident and thus need help with how to proceed next, GAINSCO’s customer service is equipped to provide guidance.

The company sells reliable coverage that can help consumers qualify for auto loans as well as protect them against financial liability for the loss of motor vehicles or damages resulting from vehicular collisions.

Buying GAINSCO Auto Insurance

In an effort to build trust with consumers, GAINSCO sells auto insurance through independent agents. These agents are local to their clients and are trustworthy experts that live in the same community for easy access. They can provide as much information and assistance as you need to make the right choices for you and your family.

GAINSCO’s network of agents can be found in Arizona, New Mexico, Utah, Oklahoma, Texas, Georgia, Virginia, Tennessee, South Carolina, and Florida.


Deciding on How Much Auto Insurance Coverage to Buy

GAINSCO agents can help consumers figure out how much coverage they need to fully protect themselves against liability. There are different factors that go into determining the amount of auto insurance coverage:

These are considerations that a GAINSCO agent is more than qualified to give advice on.

Things That Affect Your Premium

GAINSCO offers deals and competitive pricing. As a rule of thumb, the more comprehensive your coverage, the higher your premiums. For auto insurance in particular, your driving record in the past three to five years will also affect your premium. GAINSCO, as well as other auto insurance providers, will base premiums on driving records provided by the DMV in the state you currently reside in. Your driving records in other states in which you are licensed to drive will also be considered. However, your GAINSCO agent will work with you to get the best deal possible.

Compare plans from top providers in {{geo.state | full_state}}

You could save $782 on auto and home insurance

See Plans

Simple, fast, and affordable

See Plans

Fast, easy and reliable claims service available 24 hours a day

See Plans

A Search Engine for Car Insurance helps you compare plans and providers, find discounts, understand coverage options and state requirements, and connects you directly with providers to get covered.

Compare quotes

We work with leading providers to get you fast, free quotes and comparisons between plans.

Read more

Understand options

Our agents can help you understand different levels of coverage and find you discounts.

Read more

Get covered

We can connect you directly with leading providers to get covered fast, saving you time and money.

Read more

Learn More: Auto Insurance 101

{{address.street}}, {{}}, {{address.state}} {{}}

The Site is owned and operated by ("we" or "us"). is an insurance provider matching service and not an insurance broker or insurance company. Not all insurance companies are able to provide you with a quote. Make sure to compare carrier rates and fees as they can vary between insurance companies and will depend upon the state in which you reside. Additionally, any savings you receive will depend upon your driving history and other factors as determined by the insurance companies giving you quotes. None of the insurance companies with whom you may be matched through the site sponsor, endorse, or are in any way affiliated with or this site.