With millions of Uber and Lyft drivers working today, more and more auto insurance companies are offering rideshare insurance7. Below is a rundown of the top rideshare policies available.
GEICO’s hybrid rideshare insurance covers you for all three periods and whenever you drive your vehicle for personal use. Coverage varies by state, so contact an agent in your area to determine eligibility.
Allstate auto insurance offers a Ride for Hire policy endorsement. In Period 1, Allstate’s endorsement coverage kicks in after your personal policy and the TNC policy. In Periods 2 and 3, when the TNC policy likely applies, Allstate will provide deductible gap coverage for damages to your vehicle of up to $2,5008.
State Farm’s rideshare endorsement, also known as Transportation Network Company Driver Coverage, covers you throughout all three periods. In Period 1, coverage extends from your auto policy and may include liability coverage, physical damage coverage, and emergency roadside service. In Periods 2 and 3, the same coverage minus liability to others may apply. Again, the rideshare insurance coverage available to you depends on your state9.
Add rideshare coverage to your existing policy so you’re protected whether or not you’re working. Progressive requires you to add rideshare insurance to your personal auto policy. During Period 1, Progressive provides comprehensive, collision, uninsured/underinsured motorist, personal injury protection, rental car reimbursement, and roadside assistance. During Periods 2 and 3, when the TNC’s policy takes over, Progressive will still provide rental car reimbursement and roadside assistance10.