Published: July 25, 2018Last updated: July 13, 2022

USAA Review

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The United Services Automobile Association (USAA) is a group of companies offering auto insurance and a variety of banking and investment services to current and former United States Armed Forces service members and their families. It was founded in 1922 in San Antonio, Texas by a group of US Army officers, because auto insurance providers at the time considered service members to be high-risk. The USAA has since grown to be a Fortune 500 company.

USAA Deals

Over the decades since it was founded, the USAA has continued to make it possible for military personnel and their families to purchase not just auto insurance, but homeowners insurance, renters insurance, life insurance, umbrella insurance, Medicare, and health insurance as well.

Additionally, the USAA offers discounts based on a variety of factors:

  • MembershipIf your parents have USAA auto insurance as well, you can get up to 10% off on your own policy. If you are a service member that parks your vehicle in a garage on base, you can save up to 15% on comprehensive coverage.
  • Driving and student recordIf you have maintained a good driving record for over 5 years, taken an approved driving course, or if you are a student who has maintained good grades over the years, you may be eligible for discounts.
  • Vehicle useYou can get up to 60% off on your policy if you store an insured car, and you can also get more discounts if your car is no older than three years old. Other discounts are based on your car’s mileage and the number of cars you want to extend your coverage to.

You can also get up to 10% off on homeowners or renters insurance if you bundle an auto insurance policy. With all of these opportunities to avail of discounts, the USAA has claimed that their members can save hundreds of dollars a year on premiums.

Easy Accessibility

Aside from a variety of discounts, the USAA also makes it easier for members to make payments, file claims, get quotes, and more. You can easily get a free quote online, and you will not need to pay upfront in order to start a new policy. Members can get a flexible payment plan that can work around their pay schedule. This will come at no additional cost.

Furthermore, members can file claims online. The USAA will provide as much assistance as necessary before, during, and after filing.

For easier accessibility you can get the USAA mobile app to manage your policy, request ID cards, and more.

Visit the USAA auto insurance website for more information.