Over the decades since it was founded, the USAA has continued to make it possible for military personnel and their families to purchase not just auto insurance, but homeowners insurance, renters insurance, life insurance, umbrella insurance, Medicare, and health insurance as well.
Additionally, the USAA offers discounts based on a variety of factors:
- MembershipIf your parents have USAA auto insurance as well, you can get up to 10% off on your own policy. If you are a service member that parks your vehicle in a garage on base, you can save up to 15% on comprehensive coverage.
- Driving and student recordIf you have maintained a good driving record for over 5 years, taken an approved driving course, or if you are a student who has maintained good grades over the years, you may be eligible for discounts.
- Vehicle useYou can get up to 60% off on your policy if you store an insured car, and you can also get more discounts if your car is no older than three years old. Other discounts are based on your car’s mileage and the number of cars you want to extend your coverage to.
You can also get up to 10% off on homeowners or renters insurance if you bundle an auto insurance policy. With all of these opportunities to avail of discounts, the USAA has claimed that their members can save hundreds of dollars a year on premiums.