Allstate Car Insurance Pricing in 2026

Your actual rate depends on factors like driving history and the types and amounts of coverage you want. You can use the below figures as starting points:

Allstate Car Insurance Pricing by State

Allstate has historically offered plenty of discounts to lower your premiums, but only officially lists a few discounts on its website, which we’ve included in the table below. It currently does not provide exact figures for discounts it does list.

Check with an agent to verify all discounts available to you, as well as potential savings.

Extended Vehicle Care

Extended Vehicle Care protects you from repair costs after the manufacturer’s warranty expires. Most warranties cover your car for three years and 36,000 miles, but Allstate extends this coverage to seven years and 100,000 miles of protection. Here’s what’s included:

• Towing: If you experience a mechanical breakdown, your towing cost to your preferred mechanic or dealership is included.
• Repair cost coverage: Allstate will pay 100 percent of parts and labor costs for a repair, after a $50 deductible.
• Rental car or rideshare coverage: Allstate covers rental car or rideshare costs while your car is being repaired.
• Travel reimbursement: If your car has issues during a road trip, Allstate pays for up to $500 in accommodations and food.

Complete Protection Plan

Allstate’s Complete Protection is one of several specialty coverages it offers. Here’s what’s included in different tiers for this particular coverage:

• Silver Plan: Includes paintless dent repairs, key replacements, roadside services, and reimbursement for rentals and rideshares while your car is in the shop.
• Gold Plan: Includes everything in the Silver plan plus repairs for interior tears and cracked windshields.
• Platinum Plan: Includes everything in the Gold plan plus tire and wheel care, mounting and balancing, and trip interruption coverage.¹

Theft Deterrent

Another one of Allstate’s specialty coverages, included as an optional policy add-on. Theft Deterrent pays for a variety of theft deterrent devices, including tamper resistant UV labels and window etching. If your vehicle is stolen and not found within 30 days, Allstate will compensate you $3,000-$5,000 based on your plan tier.

Allstate Milewise

This is a pay-per-mile insurance program that tracks miles on an app and charges a daily rate plus a per-mile rate, making it an economical option for low-mileage drivers. Allstate’s website no longer lists where Milewise is available, but the last cited states (in 2024) were Delaware, Idaho, Minnesota, Washington, Wisconsin, and West Virginia. Availability is limited, so verify with an agent if Milewise is in your state.

Allstate is available in all 50 states in addition to Washington D.C. You can browse Allstate’s agent directory by city or state anytime on its website.

To cancel your policy or account with Allstate you can:

• Contact your agent by phone or in person. To locate contact info, log into My Account on the Allstate website.
• Call customer service at 800-726-6033 (English and Spanish available)
• Chat with support 24/7 by tapping the ‘chat now’ button on this page: https://www.allstate.com/help-support/contact/call-center (this is an AI chatbot that will connect you to a live agent if needed)

You can schedule your cancellation on a date in the future or stop car insurance coverage immediately. Allstate will refund you the unused portion of your premium if you paid in full. There is no fee or penalty for canceling early.

Allstate’s tagline, “You’re in good hands,” has been the core of its services for over 70 years. Sears executives started Allstate by having agents work out of its department stores across the country. Take a look at some of the milestones in Allstate’s nearly century-long presence in the insurance industry:

• 1931: Starting in a one-room headquarters, Allstate insured its first vehicle at $41.60 a year and paid its first claim for a door handle pried off by a car thief. Allstate has 4,217 active car insurance policies in its first year.
• 1950: Allstate introduced the “You’re in good hands” slogan.
• 1952: The Allstate Foundation was created to support community-based organizations and encourage the commitment to corporate responsibility.
• 1993: Allstate became a publicly traded company. Two years later, Sears sold its remaining shares and Allstate became 100 percent publicly held.
• 2020: Allstate gave nearly $1 billion to customers impacted by the COVID-19 pandemic through its Shelter-in-Place Payback.²

Existing customers: If you are looking for one-on-one help, we recommend reaching out to your local Allstate agent. You can locate their contact info here: https://www.allstate.com/help-support/contact/agent-feedback

General inquiries: Contact Allstate by calling 1-800-726-6033. Alternatively, fill out Allstate’s email contact form to contact a representative here: https://www.allstate.com/help-support/contact/email

Allstate is a national auto insurer that tends to offer higher-than-average rates, but is suitable for drivers seeking niche coverages such as its Theft Deterrent or Complete Protection plans. To learn more about Allstate, check out the frequently asked questions below or read our Allstate insurance review.