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Editorial Guidelines

We create high-quality content to provide you with clarity for all auto insurance decisions.

At, our commitment to providing accurate, unbiased, and reliable information is at the core of everything we do. Our editorial team is comprised of dynamic writers, editors, journalists, and researchers who are solely responsible for creating high-quality auto insurance content, including articles, reviews, guides, lists, and other resources.

While we partner with a handful of auto insurance providers, our editorial decisions are not influenced by them. All comprehensive guides and review assessments are rooted in data and thorough research. We work with over 3,000 local agents nationwide, gathering updated localized auto insurance costs and coverage info to help you make the most informed decisions for your household.

When shopping for car insurance, there are a number of uncontrollable and nuanced factors to consider — age, socioeconomic status, driving record, and demographics — that can impact your coverage and pricing outcome. We understand how confusing and frustrating the research and shopping process can be.

As a result, our editorial standards and philosophy are built around integrity, transparency, accuracy, and user-centricity. We may not be able to make shopping for auto insurance an enjoyable experience — but at the very least, we can make this a more straightforward process by addressing all your auto insurance questions. That way, you and your loved ones can receive maximum coverage and protection wherever the road may lead.

Our Mission

We strive to empower consumers with the knowledge they need to make well-informed choices about their car insurance coverage. We believe that transparency and accuracy are paramount in achieving this mission.

Our Key Principles

From ideation to execution, our editorial principles are at the forefront of how we source, write, report, and edit our content. Our work has been featured in USA Today, MSN, Yahoo, CBS News, and other local and national publications.

  • Integrity & Transparency: We are committed to maintaining a neutral stance in our reviews. Our aim is to provide unbiased information and high-quality articles without favoring any particular auto insurance provider. We believe that every provider should have an equal opportunity to present their offerings to our audience, as auto insurance plans differ by state, age, driving record, income, etc.
  • Accuracy & Precision: Our editorial team diligently researches and verifies all information presented in our reviews, ensuring that facts and figures are current and reliable.
  • User-Centric Approach: Our content is created with the user in mind. We strive to answer questions, address concerns, and provide clarity for all auto insurance decisions. We present information in a clear and understandable manner. It is free from jargon and complex language, making it accessible to readers of various backgrounds and levels of expertise.

Our Fact-Checking and Verification Standards

Our editorial team employs a rigorous fact-checking process to ensure the accuracy, timeliness, and relevancy of all information presented. All reporters rely on authoritative sources, and all content is carefully fact-checked by a team of writers, editors, and copy editors. Data, statistics, and claims are cross-referenced against reputable sources and industry standards. In cases of uncertainty, we seek expert opinions and consult industry professionals to ensure the validity of our content.

Rating Methodology for Auto Insurance

Our methodology for reviewing auto insurance providers is structured and comprehensive. We evaluate insurance companies based on a range of criteria, including:

  • Coverage offerings
  • Pricing affordability
  • Customer service
  • Claims process
  • Ease of use
  • User reviews
  • Available discounts
  • Info transparency

Our team gathers data from multiple sources, including official company websites, industry reports, government resources, and consumer feedback. Third-party sources include:

  • J.D. Power
  • Standard and Poor’s
  • The Better Business Bureau
  • AM Best
  • Moody’s

To maintain consistency and fairness, our methodology is periodically reviewed and updated to reflect changes in the industry and evolving consumer needs.