Whether you’re looking for the cheapest car insurance in Louisiana, Maine, or Texas, two companies’ names will come up time and again—GEICO and Progressive.
While traditional insurers have local branches and offices, GEICO and Progressive mostly operate online and via phone. Without expensive overhead and local staff, it’s cheaper for these companies to run their businesses. They then pass these savings on to the drivers, resulting in some of the most affordable policies around.
Both Progressive and GEICO are known for their low rates, easy-to-use apps, and comprehensive coverage. But when it comes to Progressive insurance vs GEICO, which is best?
In this short guide, we’ll go over these two companies’ strengths and weaknesses so you can decide where to take out a policy.
GEICO isn’t just one of the most affordable insurers—it’s also one of the most popular.
Here’s a little past and present history on this auto insurer:
Geico’s strengths include its low insurance rate, high customer satisfaction ratings, and the availability of insurance coverage options for mechanical breakdowns.
Progressive is another highly rated, affordable insurer. It has several differences from GEICO.
Progressive also has some unique tools that can help lower the cost of your policy.
Progressive’s strengths include its low rates and highly customizable car insurance coverage.
While it’s good to have a little background on both companies, you still want to know where you can get the best Louisiana car insurance rates (or Kentucky, or anywhere)!
To definitively tell you which insurer will be cheaper for you, you’ll need to look at the factors that determine insurance premiums. These include:
The overall price of your policy also depends on the coverage limits you select. For example, the Louisiana state minimum car insurance will be more affordable than a comprehensive policy that includes collision insurance, roadside assistance, and other benefits.
Nonetheless, for a few facts about which is better overall—Geico vs Progressive…
Consider the benefits of each policy, and then check out your rate with both providers.
Which company’s ID card should you place next to your Louisiana car registration? While GEICO and Progressive are both great options, you may want to shop with other insurers, too.
Autoinsurance.com is your one-stop shop for finding insurance that meets your unique situation. Search our database or talk to a representative to receive quotes from dozens of insurers based on your specific risk profile, address, and coverage needs.
There’s no better way to understand your car insurance coverage options, get insured, and hit the road with the confidence that you’re prepared for anything that comes your way.
How progressive began and evolved. Progressive. (2022). https://www.progressive.com/about/history/
Progressive big gainer as NAIC releases 2019 auto insurance market share data. RDN. (2020, Apr). https://www.repairerdrivennews.com/2020/04/21/progressive-big-gainer-as-naic-releases-2019-auto-insurance-market-share-data/
State Farm Could Lose Top Auto Insurer Slot to Geico. Insider Business. (2020, Jan). https://www.insurancebusinessmag.com/us/news/breaking-news/state-farm-could-lose-top-auto-insurer-slot-to-geico-211990.aspx
GEICO vs. Progressive Auto Insurance. US News. (2022, Feb). https://www.usnews.com/insurance/auto/geico-vs-progressive