While it’s good to have a little background on both companies, you still want to know where you can get the best Louisiana car insurance rates (or Kentucky, or anywhere)!
To definitively tell you which insurer will be cheaper for you, you’ll need to look at the factors that determine insurance premiums. These include:
- State and address
- Driving history
- Annual mileage
- Whether you own or rent your home
- Whether you lease or own your vehicle
- Credit score
- Vehicle type
The overall price of your policy also depends on the coverage limits you select. For example, the Louisiana state minimum car insurance will be more affordable than a comprehensive policy that includes collision insurance, roadside assistance, and other benefits.
Nonetheless, for a few facts about which is better overall—Geico vs Progressive…
- Price – GEICO insurance is more affordable than Progressive in most states. However, there are several states where Progressive is less expensive. Be sure to check your insurance rates with both providers to see who has the edge in your area.
- Friendliness for high-risk drivers – While GEICO is, on average, more affordable, Progressive may offer lower rates to drivers with a DUI on their records. If you have issues in your driving history, Progressive could potentially offer a lower overall rate.
- Customer satisfaction – Both companies are well-regarded, but GEICO insurance has higher customer satisfaction ratings.
- Gap insurance – If your car is totaled or stolen, Progressive’s gap insurance may help you pay off an outstanding auto loan. GEICO doesn’t offer this kind of insurance.
Consider the benefits of each policy, and then check out your rate with both providers.