Do You Have to Get Car Insurance Before You Can Register Your Car?
Yes — in order to get vehicle registration in Louisiana, you need to show proof of insurance. We’ll go over the other documents you need.
Do you need Louisiana car registration for car insurance?
What You Need to Register a Vehicle in Louisiana
To register your vehicle in Louisiana, you’ll need several documents:
- Proof of Louisiana car insurance, which your insurance agent can provide.
- A completed vehicle application form (Form DPSMV 1799).
- Your driver’s license. If you haven’t had a chance to get a Louisiana driver’s license yet, your out-of-state license should suffice.
- If you’re registering a vehicle you purchased new, you’ll need the Manufacturer’s Statement of Origin (MSO), which you can get from the dealership where you bought the car. If you got the car in a state that requires notarization, you’ll need to notarize the MSO.1
- An invoice or bill of sale that includes a description of the vehicle. For vehicles purchased new, you’ll need the original itemized invoice from the dealer. If you bought a used vehicle, you’ll need the original notarized bill of sale or invoice.
- Odometer disclosure statement. If you have a used vehicle, you only need this document if the back of the title doesn’t already contain an odometer disclosure statement.
- If you’re recording a lien, you’ll need a UCC-1 form (financing statement) or another security agreement. You can get this from your dealer or wherever you financed your vehicle.
- Payment for fees. The Louisiana Office of Motor Vehicles (OMV) accepts debit or credit cards, money orders, and cash. Expect to pay these fees:
- $68.50 title fee
- $8 handling fee
- $6 local fee (depending on your parish)
- $10 to $15 lien recording fee (if applicable)
- Minimum $20 license plate fee (depending on the type, weight, and selling price of your vehicle)
- Sales use tax (4 to 9.5 percent of your vehicle’s assessed value, unless you are an active-duty military member or eligible for a tax credit paid in another state)
Can You Insure Your Car Without Registering It?
You can insure your vehicle in Louisiana before you register it. But eventually, you will need to register your vehicle in Louisiana. If you’re a new resident, the state requires you to register your vehicle within 30 days of moving.