GEICO is one of the few providers with saving opportunities for older and experienced riders. Depending on your state and driving background, you could be eligible for an experienced rider and Prime Time discount, which we’ll get into below. But you don’t have to be an older rider to benefit from GEICO’s well-rounded ATV policies. With robust coverage options, flexible payment options and excellent customer service, GEICO provides excellent insurance for most riders.
Benefits for Experienced and Older Riders
If you’re an experienced or senior rider, there are a few ways to bring your costs down and take advantage of experienced-rider perks. You can earn a discount specifically for being an experienced rider. Depending on where you live, you may have access to a GEICO Prime Time contract. A Prime Time contract guarantees insurance renewal to older Americans and opens you up to new discounts.
To qualify for a Prime Time contract, you must:
- Be at least 50 years old
- Have no other ATV operators under the age of 25 in your policy
- Have no violations or accidents in the past three years
- Not use your ATV for business purposes
Discounts, eligibility and rates will vary from state to state, so be sure to speak to an agent about what a Prime Time contract can do for you.
Flexible Payment Options
GEICO makes paying for your ATV easier than ever by allowing you to pay your bills at your own pace. You can pay for your insurance:
- All at once
- Through monthly installments
- Through four-month installments
- Through six-month installments
- Through nine-month installments
Although GEICO doesn’t offer any pay-at-once discounts, you can still save money by paying your bills in fewer installments. Each payment comes with installment fee charges, so the fewer payments you make, the fewer times you’ll be charged.
Easy Claims Management
GEICO’s award-winning mobile app and web portal make managing, following and updating your ATV claims easier than ever. Go to GEICO.com or download the mobile app to report a claim, upload photos of damages and check the status of past claims.
Not only will you get an intuitive and sleek mobile interface, but you’ll also get one of the most well-reviewed and awarded platforms in the auto insurance industry. GEICO Mobile has a 4.6 rating on the Google Play store and a 4.8 rating from the App Store.