No Personal Information Car Insurance Quotes

Do Anonymous Quotes Exist?

Truly anonymous car insurance quotes do not exist, as quotes are dependent on your personal information. There are many unique factors that affect car insurance rates, and your information is needed to generate a quote that’s specific to you. The required details usually include the following.

• Age: Younger drivers have higher accident rates and, as a result, higher car insurance costs.
• ZIP code: Urban areas are more expensive for car insurance than suburban and rural areas. Additionally, each state has unique car insurance requirements, and each state’s rate of auto theft, vandalism, insurance fraud, and more will also affect your quote.
• Credit score: If you have good or excellent credit, you can often expect lower rates than someone with fair or poor credit.

If you want to compare car insurance companies without handing over your personal information, we recommend reading about the average rates from each insurer. While these rates may not be applicable to your particular circumstances, they’ll at least give you a ballpark figure. Here are the average annual rates from top providers.

In order to compare car insurance companies, you need to get multiple quotes from multiple insurers. Otherwise, if you apply for a policy without first getting quotes, you can’t be sure you’re getting the best price. Like any major buying decision, it’s important to do your homework.

Are Quotes Trustworthy?

Car insurance quotes are trustworthy depending on the robustness of the information you have provided the company. Again, the more information you provide, the more accurate the auto insurance quote will be. However, a quote is not a guarantee, and you’ll never know your actual rate until you formally apply for car insurance with the provider.

This process is a bit more involved and may involve a hard inquiry on your credit, for example. But obtaining a quote is a good first step to getting a good idea of how much your car insurance may cost with a given company.

1. Do more research. Pricing isn’t the only factor you should take into account when choosing a car insurance provider. Also consider the company’s third-party ratings from sources like the Better Business Bureau, what coverages and discounts the company offers, and whether it sells any other type of insurance you can bundle together for a discount, like homeowners insurance.
2. Contact the company. Once you’ve decided on a provider, contact one of its insurance agents to create your policy.
3. Pay for your policy. In order for your policy to go into effect, you’ll need to submit the first payment. Some people pay for a six-month or even annual policy upfront, while others take advantage of monthly payment options.
4. Cancel your old policy. Once your new insurance policy is in effect, cancel your old policy if you have one.

You may not want to share your personal information online for multiple reasons. Maybe you’re worried about identity theft, you don’t want targeted advertisements, or you simply want to stay as private as possible, online and off. Whatever the reason, use the following best practices to protect your online information when requesting car insurance quotes and when using the internet in general.

1. Use password managers. It’s important to use a different, long, and complicated password for each one of your online accounts, but who can remember all of them? To solve this issue, invest in a password manager, an encrypted digital vault that holds all of your passwords. With LastPass, for example, you can log in to your accounts through Touch ID or a single master password.
2. Add advanced authentication. When it’s available, add two- or multifactor authentication to your accounts. Two-factor authentication will send a passcode to your mobile device, while multifactor authentication includes biometrics, fingerprint, or facial recognition.
3. Avoid phishing with antivirus software. Antivirus software is a one-stop solution to protect your computer against attacks from malware, phishing, spyware, and more.¹ Many devices have antivirus software built in, but you can supplement this digital security with software from Avast or AVG.
4. Update software. Software updates often include security fixes, so be sure to update your programs as regularly as possible.²
5. Use a VPN. If you’re on a public Wi-Fi network, don’t connect to it directly. Rather, connect through a VPN, or virtual private network. A VPN is an app that routes your web activity and IP address through an encrypted tunnel, hiding your web activity. That means that if you’re entering your personal information while connected to a VPN, your internet service provider can’t see it.

Unfortunately, “no personal information” quotes don’t exist. All car insurance rates are based on your demographics, driving history, and vehicle, so to get quotes that are accurate, you need to provide some personal information. However, with the best digital security practices, you can keep your personal data safe and secure online, even while requesting car insurance quotes.