Nationwide began as Farm Bureau Mutual Automobile Insurance Company. After over 90 years in business, Nationwide continues to offer a wide range of auto insurance policy options and discounts that make it an excellent option for drivers in Atlanta. You can work with one of the more than 50 independent agents in the area or utilize the company’s website and mobile app to purchase and manage your policy.
Nationwide rewards low-mileage drivers with its SmartMiles program. With SmartMiles, you can get up to 10 percent off your monthly premium by paying a base rate plus a rate per mile. The per-mile rate changes based on how much you drive, so if you aren’t commuting on a regular basis, then your rates will go down.
Safe Driving Benefits
SmartRide is an app-based telematics safe driving program that incentivizes safe driving. You get 10 percent off for signing up and up to 25 percent off your premium if you practice safe driving habits. The app tracks your driving using your phone’s accelerometer, gyroscope, and GPS systems.
SmartRide isn’t the only discount benefit for safe drivers through Nationwide. The company offers a vanishing deductible — which means you get $100 off for each year without an at-fault accident on your record for up to 5 years (or $500) — and a safe driving discount.
Nationwide rates an 850 out of 1,000 in customer satisfaction in the Southeast region from J.D. Power’s 2022 U.S. Auto Insurance Study. Its NAIC complaint index is 0.8, which means it receives fewer complaints than the average car insurance provider for private passenger policies.3 With robust mobile and online tools, Nationwide is well positioned to provide excellent customer service to Atlanta drivers.
The average commute length in Atlanta is 49.93 minutes in the morning and 52.91 minutes in the evening.4
Take public transportation to avoid commuting and reduce the mileage you’re driving.