Finding affordable car insurance after getting a speeding ticket will prove difficult and will be even more challenging based on the miles per hour (mph) over the limit you were driving. So, how much does this moving violation impact your car insurance rate?
On average, Oklahoma drivers with speeding tickets face car insurance rates 21 percent higher than those with a clean record. Having a ticket on your record makes insurance companies view you as a high-risk driver, someone likely to have claims and, therefore, losses in the future. To protect themselves against these potential losses, insurance companies raise your rates, although the exact increase will vary based on the provider as well as your demographics and driving history.