|Direct Auto offers a discount to active-duty members of the U.S. military. You must show a copy of your current orders or other acceptable documentation of your active duty status to qualify.
This discount is only available in Alabama, Florida, and Louisiana.
|Senior citizen discount
|This discount is available to drivers 55 years old or older who provide a certificate of completion for an approved motor vehicle accident prevention course.
|Safe driver discount
|Direct Auto Insurance offers this discount to drivers who have been accident-free and have not had a violation for the past 36 months.
|Good student discount
|If you’re an unmarried, full-time student in high school, college, or a technical or vocational school, you could qualify for this discount by providing proof that you are an honor student, are on the dean’s list, have a B grade average or better, or scholastically rank in the top 20% of your class.
|If you or your spouse own your own home, townhouse, or condominium, you can qualify for this discount.
Your proof of home ownership must be under the same name and property address as the garaging address that’s listed on your car insurance policy. The garaging address indicates where you park your car the majority of the time.
|You can qualify for this discount by downloading the company’s Routely app to share data and insights about your driving with Direct Auto’s DynamicDrive program.
|Driver education discounts
|If you’ve successfully completed a qualifying accident prevention course in the last 36 months, you can save on your policy.
In Texas only, young drivers can complete a state-approved driver’s education course to earn a 10 percent discount that will be applied until the first renewal following their 21st birthday.
|If you and your household members insure more than one vehicle with Direct Auto, you qualify for the company’s multicar discount.
|If you have car insurance through Direct Auto, you can qualify for this multipolicy discount by purchasing motorcycle insurance and/or commercial auto insurance policy from the company.
|When you’re adding optional policies onto your car insurance plan, you can receive a discount by adding services including roadside assistance, term life insurance, and/or an emergency protection plan.
|Prior coverage savings
|Eligibility for this discount depends on showing proof that you have continuously maintained liability coverage with a different auto insurance company for at least 6 months, and that policy must have lapsed or ended within the past 90 days.
|If you renew your Direct Auto policy within seven to 10 days of its expiration date (depending on the state you live in), you can qualify for this discount.
Your coverage must not have lapsed in the previous 12 months.
|Welcome back discount
|If you previously purchased a car insurance policy from Direct Auto, which then expired or was canceled within the last 6 months, you may be eligible for this discount.
|If you or your spouse is a member of a direct Direct Auto affinity partner organization such as a place of employment, church, club, university, government organization, wholesale shopping organization, retiree organization, or fraternal society, you qualify for this discount with proof of your membership.
|You must set up recurring, automatic payments from a checking or savings account to qualify.
|Paid in full discount
|If you pay for your entire policy upfront rather than in monthly installments, you can qualify for this discount.
|Qualify by opting to receive all policy documents and updates via email rather than in the mail.
If you are already a Direct Auto policyholder, you can always change your preferences to paperless communications mid-term and start saving.
|Anti-theft recovery discount
|If your car has anti-theft technology that includes a tracking system and/or a recovery device, you may be eligible for this discount.
|For Florida and Pennsylvania residents only, you can save if your car is equipped with a functional single or dual airbag safety system.
|Anti-lock brake discount
|This discount is available in Florida only. You’ll be able to save on your policy if your vehicle is equipped with a two-wheel or four-wheel system.
|New vehicle discount
|You can qualify for this policy simply by owning a current model year car.
In Virginia only, this discount applies to the previous three model years.