Best and Cheapest Gap Insurance in Texas
If you want to buy gap insurance from a credit union, you can choose from the Associated Credit Union of Texas, the Greater Texas Credit Union, and the Texas DPS Credit Union.
With the Texas DPS Credit Union, take advantage of what it calls GAP PLUS. Let’s say your vehicle is damaged, and your repairs cost more than your deductible, but the car isn’t a total loss. In this case, your deductible amount can be applied to your vehicle loan. As of April 12, 2023, here are the deductible amounts:
- Cars, power sports, trucks, and motorcycles: $549
- Watercrafts: $599
- RVs: $6995
But gap insurance is the cheapest if you buy it as an add-on to your car insurance company. The best gap insurance companies in Texas include:
Check with your auto insurance company to see if it offers gap insurance.