If you’re caught driving without insurance, you’ll have seven days to produce proof. If you fail to produce proof of financial responsibility within this period, you will be charged with driving without fulfilling the state’s financial responsibility requirements, and the judge may order you to pay restitution.
What Happens If I Don’t Have Proof of Insurance?
Upon receiving notice of your conviction, you’ll have to file an SR-22, proof of the minimum amount of liability insurance, for three years. If you don’t produce an SR-22 within 30 days of the notice, your driver’s license or nonresident operating privileges will be suspended until you provide an SR-22.
A first conviction for failure to maintain liability coverage is a misdemeanor that can result in either or both of:
- Jail time: Six months maximum
- Fine: $500 to $1,500 (but if you’ve received no other penalties, the maximum penalty is $750).
For second and subsequent convictions, the judge will make you surrender your registration and license plates. The county treasurer will hold them until the judge determines you’ve met your minimum coverage requirements under Wyoming law.
What Proof Is Required?
Proof can be in the form of either:
- A personal liability auto insurance policy, typically an electronic or paper insurance identification card
- Evidence of a bond on file; i.e., self-insurance
- SR-22 form, which we’ve detailed below