Are you looking for an insurance company happy to insure nonstandard drivers?
If you have a DUI on your record, you’ve lost your license, or your credit score has taken a recent hit, you may be worried about finding a suitable company to offer coverage.
GAINSCO Auto Insurance is one amongst many possible insurers. Founded in 1978 in Dallas, Texas, GAINSCO provides its customers with affordable and customizable insurance plans. Read on to find out more about GAINSCO Auto Insurance and the other steps you can take to get your nonstandard needs covered.
If you want to know more about GAINSCO Auto Insurance, their history, and what they have to offer, park here for some fast facts.
GAINSCO Auto Insurance is originally from Dallas, Texas. The company was founded in 1978 by Joseph Macchia as a commercial auto insurance company. GAINSCO Inc. stands for “General Agents Insurance Company of America, Inc.
Over the course of its 40+ year history, the company has evolved. Glenn Anderson has been the President and CEO of GAINSCO Auto Insurance since 1998. Under his leadership, the company has transitioned from focusing on commercial auto insurance to specializing in nonstandard auto insurance.
Agents are available to help customers in the following 15 GAINSCO insurance locations: Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Arkansas, Utah, Virginia, Ohio, Indiana, Illinois, and Alabama
If it’s not your first time around the block, you know there are plenty of auto insurance companies competing for your business.
GAINSCO stands out because of its focus on drivers with nontraditional needs.
Here are some of the kinds of drivers who GAINSCO is best suited for:
GAINSCO is no stranger to SR-22s. In fact, they specialize in nonstandard insurance needs associated with high-risk drivers. An SR-22 add-on is an auto insurance liability endorsement. Most state DMV offices mandate that high-risk drivers add an SR-22 to their policy to ensure they’ve met coverage requirements.
Wondering if you need an SR-22? Here are some cases in which you might:
If you’re facing one of these problems, then GAINSCO Auto Insurance might be a good fit for you.
When taking out your GAINSCO policy, you’ll be paired with an independent insurance agent who can answer each and every question you have about your policy options, what they cover, and what you really need.
As a high-risk driver, you may be tempted to take out the minimum level of insurance required to save money. While requirements vary by state, GAINSCO can offer the following kinds of basic coverage:
But the last thing you want is to end up paying even more out-of-pocket if you strike a mailbox or get caught in a hail storm. For these reasons, you might also want:
Talk with your GAINSCO representative to decide on the best policy for you and your vehicle.
GAINSCO knows that auto insurance is easier when it’s personal. That’s why every customer is assigned to their own individual agent. In this section, we’ll go over how to get in contact with GAINSCO for all your auto insurance needs, whether it’s to pay the bill or file a claim.
Want to interact with a human? Maybe not. Either way, GAINSCO has a payment method that will make paying for your insurance bill easy.
GAINSCO, Inc.
P.O. Box 199023
Dallas, Texas 75219-9023
However you pay, be sure you’re on time to prevent lapses in coverage. After all, driving uninsured is against the law.
Though we hope you’ll never have to deal with an accident, here’s how to contact GAINSCO in the event you need to make a claim.
Got a question specific to your needs? Curious to find out how helpful a GAINSCO agent can be? Chat with a bilingual representative today by calling the GAINSCO insurance customer service phone number at 1.866.424.6726.
It can be hard to see the end when you’re going through a rough patch. For drivers who have been categorized as high-risk, this is especially true.
Will you ever be able to pay less for auto insurance?
The short answer is that it’s very possible—with some time and effort. Here are a few ways to leave your high-risk history in the dust:
Driving in the high-risk lane doesn’t have to be forever. Insurance companies tend to review driving history from the last three to five years. Signs of improved driving and responsibility will help you to exit the high-risk category quickly. Insuring your vehicle and maintaining coverage is a good first step.
From insurance solutions for non-standard needs to low monthly plans for drivers with clean driving records, GAINSCO Auto Insurance has something for everyone on the road.
However, every driver’s needs are unique. Just because your best friend found a deal with a particular insurer doesn’t mean you’ll have the same results. And as a high-risk driver, taking time to compare prices can ensure that you’re not overpaying for car insurance.
Need a hand? At Autoinsurance.com, we’re here to help. Get started on your search for the perfect insurance by using our free quote comparison tool.
What is an SR-22. Oregon.gov. (2022). https://www.oregon.gov/odot/dmv/pages/driverid/sr22.aspx
GAINSCO’s Insurance Subsidiary Upgraded to B+ by A.M. Best. GAINSCO Auto Insurance.