Find Your Perfect Policy: 866-843-5386

Last updated: February 23, 2024

Infinity Car Insurance Pricing 2024

Discover average premium rates for high-risk drivers

Twitter brand
Facebook brand
Linkedin brand
Reddit brand
Envelop icon

Over the past 50 years, Infinity has grown to be the second-largest insurer of nonstandard auto insurance for high-risk drivers. Under Kemper Insurance, Infinity writes auto insurance policies for high-risk drivers in California. You may be a high-risk driver because of your age, poor credit history, or bad driving record with accidents or traffic violations. This page details all you need to know about Infinity’s rates and company background. Explore our favorite features and how to get in contact with Infinity.

Car Insurance Rates for Infinity Auto Insurance

Infinity’s annual rates range from $1,576 to $3,881. The average annual cost of auto insurance from Infinity is $2,908, which is $793 more than the average rate for nonstandard insurers. Your exact premium price depends on your driver profile and desired coverage.

Here are some scenarios showing how your annual rates could vary:

  • If you get the minimum coverage: You could pay as little as $643 annually.
  • If you choose full coverage: When you choose full instead of minimum coverage, your rates will jump to $2,067 per year. However, if you file a claim, the added insurance cost will pay for itself.
  • After an at-fault accident: An at-fault accident will raise your yearly rate significantly, to $3,912.
  • For an 18-year-old: If you add a teen driver to your policy, you can expect an average annual rate of $3,563.

Get car insurance quotes from multiple companies to compare car insurance costs. Infinity is not the right insurer for all drivers, so be sure to check with multiple car insurance companies before deciding on one.


Get more detailed information about Infinity and what it can do for you by reading our Infinity review.

Discounts with Infinity

With Infinity’s discounts, drivers can get a maximum of $679 off their annual premiums.

Discount type Discount qualification
Mature driver improvement course If you take an approved driving improvement course and are 55 or older
Good student If you or a driver on your policy are a full-time student with at least a B average in college or high school
Renewal If you renew a policy with Infinity

Favorite Features

Commercial Auto Insurance

If you have a small or midsize business, Infinity offers commercial auto coverage for up to 20 vehicles. This includes coverage for cargo vans, pickups, utility trailers, and straight and flatbed trucks.

Infinity’s commercial auto coverage includes the following benefits:

  • Low rates for foreign licenses.
  • Discounts for paid-in-full, prior coverage, general liability, multivehicle, and prior business experience.
  • Multiple payment options, such as recurring payments.
  • Automatic coverage for eligible new hires.
  • Trailer insurance options.

Easy-To-Use Mobile App

Infinity’s mobile app is available for both Android and iOS. Here are some tasks you can do in the app:

  • Make payments.
  • Display ID cards.
  • Find preferred repair shops.
  • Submit claims information.
  • Get access to the Infinity DriverClub, a free roadside assistance membership available 24 hours a day.

Specialty Vehicle Coverage

Along with basic coverage options such as liability, comprehensive, and collision, Infinity offers specialty vehicle coverage for these types of vehicles:

  • Motorcycles
  • ATVs
  • RVs
  • Classic cars

DriverClub Roadside Assistance Program

Whether you are the driver or passenger of a vehicle that needs assistance, DriverClub offers 24/7 roadside relief nationwide. Infinity will assist you with roadside issues such as these:

  • Flat tires
  • Empty gas tanks
  • Car lockouts
  • Dead batteries
  • Emergency assistance contacts

Membership is free, and you’ll pay for assistance as you use it. Infinity’s third-party network will connect you with service providers that live and work in your area to get you quick assistance at low, pre-negotiated rates.

Where Is Infinity Available?

Under Kemper Insurance’s ownership, Infinity writes policies in California. If you live in another state, Kemper can insure you via another one of its family of auto insurance brands.

Cancellation Policy

You can cancel your policy with Infinity by calling 1-800-782-1020 or signing in to your account in the online portal. Arrange for your cancellation to take place immediately or on a future date of your choosing.

Before you reach out to Infinity, make sure you have your policy number, your contact information, and the date you would like your policy to end.

Before you cancel, ask your agent if there are any fees or if you are eligible for a refund. You may receive a refund for your premium if you cancel before your renewal date. Infinity will mail you a refund check if you qualify.

Company Background

  • 1955: Infinity was founded in Anniston, Alabama, as Dixie Insurance Co.
  • 1978: Dixie Insurance Co. changed its name to Infinity.
  • 1991: American Premier Underwriters bought Infinity.
  • 1995: American Premier Underwriters joined with American Financial Corp. to become American Financial Group (AFG).
  • 2002: AFG transferred all common stock of Infinity and its sister companies to Infinity Property & Casualty Corp. (IPCC).
  • 2003: IPCC became a publicly traded company with a listing on the Nasdaq Stock Market.
  • 2018: Kemper Insurance acquired Infinity.

Infinity Contact Information

Depending on your inquiry, you can reach Infinity by phone, email, mail, or online.

Contact method Customer service Quote Claims Commercial auto DriverClub General inquiries
Phone 1-800-782-1020 or 1-800-757-7436 for bilingual  (English/Spanish) agents

Monday through Friday from 8 a.m to 6 p.m. ET and 8:30 a.m. to 3 p.m. ET

on  Saturday


Monday through Friday from 8 a.m. to 8 p.m. ET and 8 a.m. to 5 p.m. ET on Saturday

1-800-353-6737, 24/7 1-800-722-3391

Monday through Friday from 8 a.m. to 6 p.m. ET

1-855-697-4611, 24/7 1-800-782-1020 or 1-800-757-7436 for bilingual  (English/Spanish) agents

Monday through Friday from 8 a.m to 6 p.m. ET and 8:30 a.m. to 3 p.m. ET on Saturday

Online N/A N/A Facebook:



Email N/A N/A N/A
Mail Infinity Insurance

200 E Randolph St #3300

Chicago, IL 60601

Infinity Insurance

200 E Randolph St #3300

Chicago, IL 60601

Infinity Insurance

200 E Randolph St #3300

Chicago, IL 60601

Infinity Insurance

200 E Randolph St #3300

Chicago, IL 60601

Infinity Insurance

200 E Randolph St #3300

Chicago, IL 60601

Infinity Insurance

200 E Randolph St #3300

Chicago, IL 60601


Whether you want an easy mobile experience or commercial auto insurance, Infinity offers a variety of products for your auto insurance needs. It’s the perfect option for high-risk drivers who are looking for quality coverage choices and nonstandard protection. Shop around and compare other auto insurance companies’ rates before you purchase a new policy.

Frequently Asked Questions

Does Infinity offer accident forgiveness?

No, Infinity does not offer accident forgiveness. Your rates with Infinity are likely to increase after an at-fault accident.

Can I get an SR-22 with Infinity?

Yes, Infinity can provide you with an SR-22. To receive this certificate of financial responsibility, you will need to speak with an agent by calling 1-800-463-4648.

Can I get ride-share insurance with Infinity?

No, Infinity does not sell insurance for drivers using ride-share services such as Uber and Lyft.

Does Infinity offer other types of insurance besides auto?

Yes, Infinity also offers home and business insurance.


  1. Do You Qualify for These Auto Insurance Discounts? Infinity. (2022).