Find Your Perfect Policy: 866-843-5386

Last updated: July 7, 2023

Getting Car Insurance Estimates Without Having to Provide Personal Information

Keep your details anonymous until you decide to buy.

Find The Right Insurance

Let our Perfect Policy Connectors do the work for you!

Auto Insurancephone-icon(855) 909-2474Request a free quote
Twitter brand
Facebook brand
Linkedin brand
Reddit brand
Envelop icon

If you don’t want to deal with an insurance agent trying to pitch you a policy, you may want to get a car insurance quote anonymously. Certain companies will give anonymous quotes through online calculators or anonymous phone calls where you don’t have to provide your personal information. Learn more about how to get car insurance without giving your personal information.

Can You Get an Anonymous Auto Insurance Quote Without Personal Information?

It is possible to get an auto insurance quote without providing personal information. Certain insurance companies give anonymous quotes to get more people calling their hotlines. There are also online insurance calculators that will give an estimate of your insurance costs before you provide personal details when you’re shopping to switch auto insurance companies. However, these estimates can change dramatically once you decide to buy the policy and provide your personal details.

Why Insurance Companies Need Personal Information

Insurance companies need personal information to provide the most accurate quotes possible. Without personal information, the quote is a best guess about the cost of car insurance for that particular vehicle.
Auto insurance quote without personal information

Factors That Affect Auto Insurance Rates

There are many factors that affect auto insurance rates, such as your age, driving history, and car type. When you get an anonymous quote, you still need to provide some factual details about what you are insuring, including the year, make, and model of the car.

Even in an anonymous quote, the system may ask for your age as well as your claims history. While this still keeps you anonymous, it makes the quote more accurate.


Be prepared to share certain details about yourself and your car to get a better understanding of the insurance cost.

What Personal Information Is Needed?

To provide the most accurate quote, the insurance company needs certain bits of information.

  • Car year, make, and model
  • Vehicle identification number (VIN): The VIN helps to identify certain features of the car, such as engine size, that might not be readily apparent from the make and model number.
  • Name
  • Address
  • Date of birth
  • Driver’s license number: Your driver’s license number helps determine if you have any claims and tells the insurance company how long you’ve been a licensed driver.
  • Social Security numbers: Most states also require Social Security numbers. There are 12 that don’t — California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maryland, New Mexico, New York, Utah, Vermont, and Washington.

How Auto Insurers Use Your Personal Information

Insurance companies primarily use personal data to derive the most accurate quotes possible. In some instances, such as if you have a claims history, your agent may recommend certain products to protect you in the event of a loss. Insurance companies may share your data to consumer reporting agencies that seek data on claims history.


Get a free anonymous quote to keep your information from being shared.

How to Use Anonymous Quotes

Even though an anonymous quote isn’t the most accurate quote, it can still be useful. By getting a general idea of what insurance will cost for your vehicle, you can start to budget for insurance appropriately. This is most helpful when you’re buying a new vehicle and testing out the market for rates.

how to use anonymous quotes

Anonymous quotes allow you to shop the market without sharing your email address, receiving follow-up phone calls, or getting targeted advertising. The anonymous quote helps you retain your power in the process of buying insurance while you ascertain whether a particular company can meet your insurance needs.

Where You Can Get Anonymous Quotes

Some insurance companies are better about providing quotes with no personal information. The General advertises that consumers can call and get anonymous quotes to see how the rates fare. However, most insurance companies will want certain details before giving quotes. These details help the insurance company make sure the rates fit the risk.

Car Insurance Calculators for Anonymous Quotes

Car insurance calculators are becoming prevalent with online insurance marketplaces. The calculator will take the basic information about you and the car. It will ask for your age rather than your date of birth and for a credit range of fair, good, or excellent. It won’t ask for a specific credit score or any other sensitive information.

With calculators, you can find the best online quotes and be on your way to getting the cheapest auto insurance that you can find. But again, this isn’t a guaranteed quote; you will probably get different car insurance rates from each car insurance company. By comparing rates, you can exclude the higher rates and find affordable coverage for your car.


If you’re looking for ballpark figures, getting an anonymous car insurance quote can be a fast solution. You don’t need to worry about a thousand follow-up calls, and you can shop for rates based on your basic vehicle information to compare carriers. Just remember that once you decide to buy, you’ll need to give all pertinent information, and this can adversely affect the anonymous rate you received.


  1. BIG DATA. National Association of Insurance Commissioners. (2021, May 27).

  2. Do auto and homeowners insurance companies share my information about claims and policies? Consumer Financial Protection Bureau. (2020, Sep 4).