The Best Auto Insurance With No Personal Information

The General is available in almost every state. It offers a variety of coverage options, but its policies are typically more expensive because it caters to high-risk drivers, including drivers who need SR-22s. The company touts a two-minute quote process; we received one in one minute and 30 seconds. The easy system requires the least amount of personal information to get a car insurance quote.

Getting a Quote

You can get a quote from The General online with very little personal information. Getting an auto insurance quote from The General requires the following:

• Zip code
• Previous insurance confirmation (within the last five years)
• Homeownership status (applies a discount)
• For each driver: Email address, name, date of birth, gender, marital status, accident history (in the past 36 months) and whether or not they completed an accident prevention course approved by their state’s Motor Vehicle Department
• For each vehicle: Year, make, model, type, ownership status (owned, financed or leased), anti-theft devices, and if you use it for business
• Whether or not you want roadside assistance as an optional coverage

If you gather that information ahead of time, the online quote process will only take a minute or two. You can customize your quote and compare it to other companies online.

Customizing Your Quote

Once you receive a quote on The General’s website, you can tweak it by answering the following prompts:

• Policy type (base or restricted)
• 24/7 roadside assistance (yes or no)
• Tort option (full or limited)
• Requested liability bodily injury/property damage limits
• Uninsured motorist bodily injury (no coverage or $15,000/$30,000 coverage limit)
• First-party benefits (individual or combination $177,500)
• Medical benefits ($5,000, $10,000 or $100,000)
• Income loss per month/max (no coverage, $1,000, $1,500 or $2,500 per month)
• Accidental death (no coverage, $5,000, $10,000 or $25,000)
• Funeral benefit (no coverage or $2,500)
• Extraordinary medical (no coverage or $1 million)
• Rental reimbursement (no coverage or $25 a day for 30 days)
• Comprehensive deductible (no coverage, $1,000 or $500)
• Collision deductible (no coverage, $1,000 or $500)
• Double deductible option (yes or no)
• Custom equipment (you choose a value)
• Towing and labor (no coverage or $50 per disablement)

Available Discounts

The General’s online quote portal will gather information from you regarding a few of its discounts, including defensive driver training and the double deductible discount. Here is a breakdown of other available discounts that may apply to your policy once you get a guaranteed quote:

• Good student discount
• Military
• Motor club
• Multivehicle
• Pay-in-full
• Previous insurance discount if you maintain consistent car insurance with no gaps in coverage
• Safe driver if you’ve had three to five years without an accident
• Transfer savings if you switch your car insurance provider to The General
• Vehicle equipment discount if you have passive restraint devices like motorized seatbelts

GEICO insures 17 million drivers in the U.S. Both low and high-risk drivers find affordable rates at GEICO. The company has the lowest average rate of all four companies we analyzed. GEICO’s online quote portal does not require a Social Security number, but you must enter your email address to receive your quote.

Car Insurance Coverage Calculator

Use GEICO’s car insurance coverage calculator to get the right level of protection for your auto insurance policy. You only need to answer the following seven questions to get an estimate:

• Marital status
• Age (younger or older than 25)
• Preference (lowest cost, low cost, good protection, or best protection)
• Homeownership
• Car ownership (own/lease/finance with an auto loan)
• Vehicle value ($5,00 or less, between $5,000 and $40,000, or more than $40,000)
• Estimated time spent in your vehicle (a lot, average, or very little)

While you will not receive a comprehensive cost breakdown, GEICO’s coverage calculator provides suggestions for the best fit for collision, comprehensive, uninsured/underinsured motorist coverage, property damage liability, and bodily injury liability coverage limits. To shop for auto insurance at GEICO, you will need your driver’s license number, vehicle identification number, and the physical address where you store your vehicle.

Getting a Quote

Are you ready to move forward? Get a customized car insurance quote on GEICO’s website with a few personal details. GEICO’s online quote form took five minutes to fill out. See below the information we needed to input in order to get a car insurance quote online:

• Address
• Date of birth
• Email address
• First and last name
• For each driver: Marital status, homeownership status, auto insurance status, driving history, education level, employment status, job title, and prior auto incidents
• For each vehicle: Year, make, model, type, ownership status, type of use (commuting, pleasure or commercial), and average annual mileage
• Phone number
• Zip code

GEICO’s rate calculator searches for registration records based on your address, which may save you some time if your car is listed under your information.

Discounts

As part of its online quote submission process, GEICO requests the following information regarding your eligibility for its auto insurance discounts.

• Organizational affiliations: Membership in alumni associations, Berkshire Hathaway Affiliates, business and professional groups, educational, colleges and universities, fraternities, sororities and honor groups, military and federal groups, recreational groups like clubs, golf associations, and magazine subscriptions
• Anti-theft devices: Passive devices like automatic locking doors, and active devices like kill switch systems that shut down cars’ electrical systems when they’re activated
• Government or military affiliations

GEICO also offers safe driving and bundling discounts. Its safe driving discount requires the completion of a defensive driving course. GEICO’s good driver discount will reduce your premium by 22 percent if you are accident-free for five years.

Progressive is the third-largest auto insurance carrier in the U.S. The company’s wide variety of products, numerous discounts, and financial strength results in many drivers choosing Progressive. Its insurance products are widely available and reasonably priced. Progressive provides coverage type and limits suggestions anonymously, but you’ll need to provide some personal information to get an accurate quote for your situation.

Car Insurance Calculator

Progressive’s car insurance calculator does not provide a guaranteed quote, but it helps you determine what coverage and limits you need.² You will answer a few anonymous questions about your car to find the required and optional coverages:

• State: Select your state to check the minimum liability limits and coverage requirements for medical payments, personal injury protection, uninsured/underinsured, bodily injury, and property damage coverage.
• Total assets: To calculate the right amount of liability coverage, Progressive needs to know if you own a home or have monetary assets totaling more than $50,000.
• Vehicle value: Progressive will factor your car’s actual cash value into your estimated rate.
• Deductible preference: Progressive accounts for whether you prefer to spend less out of pocket for an accident with a higher premium or more out of pocket for an accident with a lower premium.
• Access to a second vehicle: The calculator includes rental car reimbursement if you need a rental car after damage from a covered accident requires repairs to your primary vehicle. However, if you own multiple vehicles, you may not need rental car coverage.
• Rideshare: You need rideshare coverage if you drive for Lyft or Uber.

Once you answer the above questions, you’ll receive suggested coverage amounts. When you’re ready to move forward, get a customized auto insurance quote online or over the phone.

Getting an Online Quote

It took us less than three minutes to complete Progressive’s online quote form. Here is the information required for an accurate quote:

• Date of birth
• Email address
• For each driver: Gender, marital status, primary residence, license type, license status, years licensed, accident history, auto insurance history, and injury claims
• For each vehicle: Year, make, model, type of use (commuting, pleasure, business, commercial, or farming), ownership status, how long you’ve had the vehicle, type of security, and anti-theft devices
• Mailing address
• Name
• Preferred effective date of policy
• Zip code

Allstate is one of the largest national insurers, offering a broad reach and product range. It has excellent customer service and financial stability.

Allstate’s online quote process is minimal, taking under three minutes to complete. Its average rate of $1,673 is one of the higher options on this list. However, for a quote, you won’t need to provide your Social Security number or much personal information beyond your name, mailing address, email address, and phone number.

Getting a Quote Online

It took us under three minutes to complete the quote process on Allstate’s website. As a general rule, Allstate needs your name, address, and phone number to provide you with the policy or service you request. It collects additional personal information to process your auto insurance policy, including your driver’s license number. Allstate shares your information with marketing partners, agents, and brokers.

Here is the additional info Allstate needs to provide you with a quote:

• Address
• Date of birth
• Email address
• For each driver: Employment status, gender, marital status, homeownership status, and the age you got your license
• For each vehicle: Make, model, year, VIN, how long you’ve had the vehicle, how you use the vehicle primarily, whether you were the first owner, ownership status, where the vehicle is stored, and vehicle safety features
• Name
• Phone number
• Whether you’ve completed an accident prevention course in the last three years
• Whether you’ve had any motor vehicle accidents or violations in the past five years
• Zip code

Customer Service

One of Allstate’s biggest pros is its excellent customer service. Reach the provider through local agents or via email, live chat, or phone. If ensuring the safety of your data is a top priority for you, you may feel more comfortable contacting Allstate directly. Agents and employees may be able to answer questions about your quote, bypassing the need to enter your personal information online.