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The Best Auto Insurance With No Personal Information

Get a quote as quickly as possible.

Best Overall
The General Logo 2023

The General’s quote request submission form is the easiest, fastest, most anonymous quote option we tested. The company caters to high-risk drivers, who typically pay higher car insurance rates.

Best Rate Calculator
Progressive Logo

Progressive’s rate calculator is anonymous and offers a wealth of information. You’ll answer anonymous questions about your location, assets, vehicle, and preferences for auto insurance coverage to get your suggested coverage limits and monthly rates.

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Do you want to compare auto insurance quotes without a flood of spam emails afterward? Some insurers provide preliminary auto insurance quotes anonymously; however, “no personal information” quotes don’t really exist.

Auto insurance companies require information about your driving record, insurance history, and vehicle information to get you an accurate quote for your auto insurance premium. An auto insurance quote that doesn’t require no personal information typically only offers coverage type and limit suggestions. We found the companies with the fastest quote processes that require only minimal personal information.

The Best Auto Insurance for No Personal Information

  1. 1.

    Best Overall: The General

  2. 2.

    Best Affordable: Geico

  3. 3.

    Best Rate Calculator: Progressive

  4. 4.

    Best for Quotes without Social Security Numbers: Allstate

Comparison of the Best Auto Insurance for No Personal Information

Provider Ranking What it’s best for Customer satisfaction rating (out of 1,000) (J.D. Power)1 Discounts available Average annual cost of insurance for no personal information Review
The General 1 Overall Not ranked Safe driving, good student, military, motor club, multivehicle, etc. $2,418 The General Review
GEICO 2 Affordable 828 Seatbelt use, vehicle safety equipment, military, new car, etc. $1,194 GEICO review
Progressive 3 Rate calculator 842 Safe driving, multipolicy, auto-pay, good student, teen driver, paperless, etc. $1,508 Progressive review
Allstate 4 No Social Security number 826 Driver training course for teens, early signing, good student, etc. $1,673 Allstate review


An easy way to compare quotes anonymously is to use a comparison website like offers insurance by phone and lets you compare car insurance quotes from multiple companies.

Detailed List of the Best Auto Insurance for No Personal Information

1. Best Overall - The General
The General Logo 2023

What We Like Most:

  • A+ rating from the Better Business Bureau
  • Low rates for high-risk drivers
  • Income loss and accidental death coverage available

The General is available in almost every state. It offers a variety of coverage options, but its policies are typically more expensive because it caters to high-risk drivers, including drivers who need SR-22s. The company touts a two-minute quote process; we received one in one minute and 30 seconds. The easy system requires the least amount of personal information to get a car insurance quote.

ProsWho It's Best For
  • pro
    High-risk drivers
  • pro
    Young drivers
  • pro
    People with poor credit
ConsWho It's Not Best For
  • con
    Anyone living in Alaska, Hawaii, or Michigan
  • con
    People looking for the most affordable option

Getting a Quote

You can get a quote from The General online with very little personal information. Getting an auto insurance quote from The General requires the following:

  • Zip code
  • Previous insurance confirmation (within the last five years)
  • Homeownership status (applies a discount)
  • For each driver: Email address, name, date of birth, gender, marital status, accident history (in the past 36 months) and whether or not they completed an accident prevention course approved by their state’s Motor Vehicle Department
  • For each vehicle: Year, make, model, type, ownership status (owned, financed or leased), anti-theft devices, and if you use it for business
  • Whether or not you want roadside assistance as an optional coverage

If you gather that information ahead of time, the online quote process will only take a minute or two. You can customize your quote and compare it to other companies online.

Customizing Your Quote

Once you receive a quote on The General’s website, you can tweak it by answering the following prompts:

  • Policy type (base or restricted)
  • 24/7 roadside assistance (yes or no)
  • Tort option (full or limited)
  • Requested liability bodily injury/property damage limits
  • Uninsured motorist bodily injury (no coverage or $15,000/$30,000 coverage limit)
  • First-party benefits (individual or combination $177,500)
  • Medical benefits ($5,000, $10,000 or $100,000)
  • Income loss per month/max (no coverage, $1,000, $1,500 or $2,500 per month)
  • Accidental death (no coverage, $5,000, $10,000 or $25,000)
  • Funeral benefit (no coverage or $2,500)
  • Extraordinary medical (no coverage or $1 million)
  • Rental reimbursement (no coverage or $25 a day for 30 days)
  • Comprehensive deductible (no coverage, $1,000 or $500)
  • Collision deductible (no coverage, $1,000 or $500)
  • Double deductible option (yes or no)
  • Custom equipment (you choose a value)
  • Towing and labor (no coverage or $50 per disablement)

Available Discounts

The General’s online quote portal will gather information from you regarding a few of its discounts, including defensive driver training and the double deductible discount. Here is a breakdown of other available discounts that may apply to your policy once you get a guaranteed quote:

  • Good student discount
  • Military
  • Motor club
  • Multivehicle
  • Pay-in-full
  • Previous insurance discount if you maintain consistent car insurance with no gaps in coverage
  • Safe driver if you’ve had three to five years without an accident
  • Transfer savings if you switch your car insurance provider to The General
  • Vehicle equipment discount if you have passive restraint devices like motorized seatbelts


A guaranteed quote is one that an insurance company will honor when you purchase a policy — you’ll pay the exact amount reflected on the quote.

2. Best Affordable - Geico

What We Like Most:

  • Save money with defensive driving courses
  • Cheapest rates after a speeding ticket
  • Save by installing safety equipment

GEICO insures 17 million drivers in the U.S. Both low and high-risk drivers find affordable rates at GEICO. The company has the lowest average rate of all four companies we analyzed. GEICO’s online quote portal does not require a Social Security number, but you must enter your email address to receive your quote.

ProsWho It's Best For
  • pro
    Military and government employees
  • pro
    Low and high-risk drivers
ConsWho It's Not Best For
  • con
    People who live in an area near fewer or no local agents
  • con
    People who are not comfortable using technology

Car Insurance Coverage Calculator

Use GEICO’s car insurance coverage calculator to get the right level of protection for your auto insurance policy. You only need to answer the following seven questions to get an estimate:

  • Marital status
  • Age (younger or older than 25)
  • Preference (lowest cost, low cost, good protection, or best protection)
  • Homeownership
  • Car ownership (own/lease/finance with an auto loan)
  • Vehicle value ($5,00 or less, between $5,000 and $40,000, or more than $40,000)
  • Estimated time spent in your vehicle (a lot, average, or very little)

While you will not receive a comprehensive cost breakdown, GEICO’s coverage calculator provides suggestions for the best fit for collision, comprehensive, uninsured/underinsured motorist coverage, property damage liability, and bodily injury liability coverage limits. To shop for auto insurance at GEICO, you will need your driver’s license number, vehicle identification number, and the physical address where you store your vehicle.

Getting a Quote

Are you ready to move forward? Get a customized car insurance quote on GEICO’s website with a few personal details. GEICO’s online quote form took five minutes to fill out. See below the information we needed to input in order to get a car insurance quote online:

  • Address
  • Date of birth
  • Email address
  • First and last name
  • For each driver: Marital status, homeownership status, auto insurance status, driving history, education level, employment status, job title, and prior auto incidents
  • For each vehicle: Year, make, model, type, ownership status, type of use (commuting, pleasure or commercial), and average annual mileage
  • Phone number
  • Zip code

GEICO’s rate calculator searches for registration records based on your address, which may save you some time if your car is listed under your information.


As part of its online quote submission process, GEICO requests the following information regarding your eligibility for its auto insurance discounts.

  • Organizational affiliations: Membership in alumni associations, Berkshire Hathaway Affiliates, business and professional groups, educational, colleges and universities, fraternities, sororities and honor groups, military and federal groups, recreational groups like clubs, golf associations, and magazine subscriptions
  • Anti-theft devices: Passive devices like automatic locking doors, and active devices like kill switch systems that shut down cars’ electrical systems when they’re activated
  • Government or military affiliations

GEICO also offers safe driving and bundling discounts. Its safe driving discount requires the completion of a defensive driving course. GEICO’s good driver discount will reduce your premium by 22 percent if you are accident-free for five years.

3. Best Rate Calculator - Progressive

What We Like Most:

  • Cheaper rates for drivers with a DUI
  • Several ways to save if your premium increases
  • Accident forgiveness automatically applies to policy in most states

Progressive is the third-largest auto insurance carrier in the U.S. The company’s wide variety of products, numerous discounts, and financial strength results in many drivers choosing Progressive. Its insurance products are widely available and reasonably priced. Progressive provides coverage type and limits suggestions anonymously, but you’ll need to provide some personal information to get an accurate quote for your situation.

ProsWho It's Best For
ConsWho It's Not Best For
  • con
    Federal employees (no discount is available)
  • con
    High-risk drivers or drivers who have been in an accident
  • con
    New car owners (a new car replacement is not available)

Car Insurance Calculator

Progressive’s car insurance calculator does not provide a guaranteed quote, but it helps you determine what coverage and limits you need.2 You will answer a few anonymous questions about your car to find the required and optional coverages:

  • State: Select your state to check the minimum liability limits and coverage requirements for medical payments, personal injury protection, uninsured/underinsured, bodily injury, and property damage coverage.
  • Total assets: To calculate the right amount of liability coverage, Progressive needs to know if you own a home or have monetary assets totaling more than $50,000.
  • Vehicle value: Progressive will factor your car’s actual cash value into your estimated rate.
  • Deductible preference: Progressive accounts for whether you prefer to spend less out of pocket for an accident with a higher premium or more out of pocket for an accident with a lower premium.
  • Access to a second vehicle: The calculator includes rental car reimbursement if you need a rental car after damage from a covered accident requires repairs to your primary vehicle. However, if you own multiple vehicles, you may not need rental car coverage.
  • Rideshare: You need rideshare coverage if you drive for Lyft or Uber.

Once you answer the above questions, you’ll receive suggested coverage amounts. When you’re ready to move forward, get a customized auto insurance quote online or over the phone.

Getting an Online Quote

It took us less than three minutes to complete Progressive’s online quote form. Here is the information required for an accurate quote:

  • Date of birth
  • Email address
  • For each driver: Gender, marital status, primary residence, license type, license status, years licensed, accident history, auto insurance history, and injury claims
  • For each vehicle: Year, make, model, type of use (commuting, pleasure, business, commercial, or farming), ownership status, how long you’ve had the vehicle, type of security, and anti-theft devices
  • Mailing address
  • Name
  • Preferred effective date of policy
  • Zip code
4. Best for Quotes without Social Security Numbers - Allstate

What We Like Most:

  • Three ways to earn a student discount
  • Pay-per-mile option for drivers with low mileage
  • No waiting period to purchase accident forgiveness

Allstate is one of the largest national insurers, offering a broad reach and product range. It has excellent customer service and financial stability.

Allstate’s online quote process is minimal, taking under three minutes to complete. Its average rate of $1,673 is one of the higher options on this list. However, for a quote, you won’t need to provide your Social Security number or much personal information beyond your name, mailing address, email address, and phone number.

ProsWho It's Best For
ConsWho It's Not Best For
  • con
    Hybrid or electric vehicle drivers
  • con
    Military members and veterans
  • con
    People who want customer service over text

Getting a Quote Online

It took us under three minutes to complete the quote process on Allstate’s website. As a general rule, Allstate needs your name, address, and phone number to provide you with the policy or service you request. It collects additional personal information to process your auto insurance policy, including your driver’s license number. Allstate shares your information with marketing partners, agents, and brokers.

Here is the additional info Allstate needs to provide you with a quote:

  • Address
  • Date of birth
  • Email address
  • For each driver: Employment status, gender, marital status, homeownership status, and the age you got your license
  • For each vehicle: Make, model, year, VIN, how long you’ve had the vehicle, how you use the vehicle primarily, whether you were the first owner, ownership status, where the vehicle is stored, and vehicle safety features
  • Name
  • Phone number
  • Whether you’ve completed an accident prevention course in the last three years
  • Whether you’ve had any motor vehicle accidents or violations in the past five years
  • Zip code

Customer Service

One of Allstate’s biggest pros is its excellent customer service. Reach the provider through local agents or via email, live chat, or phone. If ensuring the safety of your data is a top priority for you, you may feel more comfortable contacting Allstate directly. Agents and employees may be able to answer questions about your quote, bypassing the need to enter your personal information online.


We examined the quickest and easiest auto insurance quote processes from top auto insurance companies with a three-pronged approach.

  • Company information: We analyzed data about each company, including the information it collects when you request a quote and available discounts. We checked third-party customer satisfaction and financial strength ratings to ensure we provide the most comprehensive overview of each option. These ratings come from AM Best, the Better Business Bureau, J.D. Powder, Moody’s, the National Association of Insurance Commissioners, and Standard and Poors.
  • Proprietary data: has 20 years of experience and millions of data points that allow us to connect people to car insurance providers. We analyzed transaction data to determine which customers had the most success with which companies. Not every company offers quick and easy quote processes, so we wanted to cut the time it takes you to get to the ones that do.
  • Institutional knowledge: After covering the auto insurance industry for over two decades, we’ve amassed institutional knowledge regarding each insurance provider and the information they require to cover you. Paul Ford, the President of Insurance at’s parent company Centerfield, consults during this process. Paul has spent nearly three decades working in the insurance industry, with tenures at Canadian Access, Inslogic, Capital One Insurance Services, NetQuote, Bankrate, and Datalot. We leverage Paul’s extensive knowledge of car insurance to help customers find their perfect policies.

Frequently Asked Questions

Can you get an anonymous car insurance quote?

You can get an anonymous car insurance quote, but only an estimate. Without personal information, the quote won’t be as accurate.

What personal information do you need to get a car insurance quote?

In general, insurance companies need your driver’s license number, vehicle identification number, date of birth, address, and prior insurance history to provide you an accurate car insurance quote. Additional details may include your Social Security number, age, and credit score, depending on your state.

Should I get an anonymous car insurance quote?

If you are considering multiple car insurance companies and want to compare rough estimates of what your premium will cost, you may want to get an anonymous car insurance quote. You will be able to proceed with a guaranteed quote after you provide personal information.


  1. Usage-Based Auto Insurance Takes Center Stage as Satisfaction Flatlines, J.D. Power Finds. J.D. Power. (2022, Jun 13).

  2. Car Insurance Calculator. Progressive. (2023).