Get a quote as quickly as possible.
The General’s quote request submission form is the easiest, fastest, most anonymous quote option we tested. The company caters to high-risk drivers, who typically pay higher car insurance rates.
Progressive’s rate calculator is anonymous and offers a wealth of information. You’ll answer anonymous questions about your location, assets, vehicle, and preferences for auto insurance coverage to get your suggested coverage limits and monthly rates.
Do you want to compare auto insurance quotes without a flood of spam emails afterward? Some insurers provide preliminary auto insurance quotes anonymously; however, “no personal information” quotes don’t really exist.
Auto insurance companies require information about your driving record, insurance history, and vehicle information to get you an accurate quote for your auto insurance premium. An auto insurance quote that doesn’t require no personal information typically only offers coverage type and limit suggestions. We found the companies with the fastest quote processes that require only minimal personal information.
Best Overall: The General
Best Affordable: Geico
Best Rate Calculator: Progressive
Best for Quotes without Social Security Numbers: Allstate
|Provider||Ranking||What it’s best for||Customer satisfaction rating (out of 1,000) (J.D. Power)1||Discounts available||Average annual cost of insurance for no personal information||Review|
|The General||1||Overall||Not ranked||Safe driving, good student, military, motor club, multivehicle, etc.||$2,418||The General Review|
|GEICO||2||Affordable||828||Seatbelt use, vehicle safety equipment, military, new car, etc.||$1,194||GEICO review|
|Progressive||3||Rate calculator||842||Safe driving, multipolicy, auto-pay, good student, teen driver, paperless, etc.||$1,508||Progressive review|
|Allstate||4||No Social Security number||826||Driver training course for teens, early signing, good student, etc.||$1,673||Allstate review|
An easy way to compare quotes anonymously is to use a comparison website like AutoInsurance.com. AutoInsurance.com offers insurance by phone and lets you compare car insurance quotes from multiple companies.
The General is available in almost every state. It offers a variety of coverage options, but its policies are typically more expensive because it caters to high-risk drivers, including drivers who need SR-22s. The company touts a two-minute quote process; we received one in one minute and 30 seconds. The easy system requires the least amount of personal information to get a car insurance quote.
You can get a quote from The General online with very little personal information. Getting an auto insurance quote from The General requires the following:
If you gather that information ahead of time, the online quote process will only take a minute or two. You can customize your quote and compare it to other companies online.
Once you receive a quote on The General’s website, you can tweak it by answering the following prompts:
The General’s online quote portal will gather information from you regarding a few of its discounts, including defensive driver training and the double deductible discount. Here is a breakdown of other available discounts that may apply to your policy once you get a guaranteed quote:
GEICO insures 17 million drivers in the U.S. Both low and high-risk drivers find affordable rates at GEICO. The company has the lowest average rate of all four companies we analyzed. GEICO’s online quote portal does not require a Social Security number, but you must enter your email address to receive your quote.
Use GEICO’s car insurance coverage calculator to get the right level of protection for your auto insurance policy. You only need to answer the following seven questions to get an estimate:
While you will not receive a comprehensive cost breakdown, GEICO’s coverage calculator provides suggestions for the best fit for collision, comprehensive, uninsured/underinsured motorist coverage, property damage liability, and bodily injury liability coverage limits. To shop for auto insurance at GEICO, you will need your driver’s license number, vehicle identification number, and the physical address where you store your vehicle.
Are you ready to move forward? Get a customized car insurance quote on GEICO’s website with a few personal details. GEICO’s online quote form took five minutes to fill out. See below the information we needed to input in order to get a car insurance quote online:
GEICO’s rate calculator searches for registration records based on your address, which may save you some time if your car is listed under your information.
As part of its online quote submission process, GEICO requests the following information regarding your eligibility for its auto insurance discounts.
GEICO also offers safe driving and bundling discounts. Its safe driving discount requires the completion of a defensive driving course. GEICO’s good driver discount will reduce your premium by 22 percent if you are accident-free for five years.
Progressive is the third-largest auto insurance carrier in the U.S. The company’s wide variety of products, numerous discounts, and financial strength results in many drivers choosing Progressive. Its insurance products are widely available and reasonably priced. Progressive provides coverage type and limits suggestions anonymously, but you’ll need to provide some personal information to get an accurate quote for your situation.
Progressive’s car insurance calculator does not provide a guaranteed quote, but it helps you determine what coverage and limits you need.2 You will answer a few anonymous questions about your car to find the required and optional coverages:
Once you answer the above questions, you’ll receive suggested coverage amounts. When you’re ready to move forward, get a customized auto insurance quote online or over the phone.
It took us less than three minutes to complete Progressive’s online quote form. Here is the information required for an accurate quote:
Allstate is one of the largest national insurers, offering a broad reach and product range. It has excellent customer service and financial stability.
Allstate’s online quote process is minimal, taking under three minutes to complete. Its average rate of $1,673 is one of the higher options on this list. However, for a quote, you won’t need to provide your Social Security number or much personal information beyond your name, mailing address, email address, and phone number.
It took us under three minutes to complete the quote process on Allstate’s website. As a general rule, Allstate needs your name, address, and phone number to provide you with the policy or service you request. It collects additional personal information to process your auto insurance policy, including your driver’s license number. Allstate shares your information with marketing partners, agents, and brokers.
Here is the additional info Allstate needs to provide you with a quote:
One of Allstate’s biggest pros is its excellent customer service. Reach the provider through local agents or via email, live chat, or phone. If ensuring the safety of your data is a top priority for you, you may feel more comfortable contacting Allstate directly. Agents and employees may be able to answer questions about your quote, bypassing the need to enter your personal information online.
We examined the quickest and easiest auto insurance quote processes from top auto insurance companies with a three-pronged approach.
You can get an anonymous car insurance quote, but only an estimate. Without personal information, the quote won’t be as accurate.
In general, insurance companies need your driver’s license number, vehicle identification number, date of birth, address, and prior insurance history to provide you an accurate car insurance quote. Additional details may include your Social Security number, age, and credit score, depending on your state.
If you are considering multiple car insurance companies and want to compare rough estimates of what your premium will cost, you may want to get an anonymous car insurance quote. You will be able to proceed with a guaranteed quote after you provide personal information.
Usage-Based Auto Insurance Takes Center Stage as Satisfaction Flatlines, J.D. Power Finds. J.D. Power. (2022, Jun 13).
Car Insurance Calculator. Progressive. (2023).