There are a few important factors to consider when understanding the impact of a speeding ticket on your insurance, such as your speed in miles per hour over the speed limit and the length of time the ticket will stay on your record.
On average, a speeding ticket will raise your premiums for car insurance in Alaska by about 18 percent. Exactly how much more you’ll pay depends on your insurance provider. Umialik, GEICO and USAA are the cheapest options after a speeding ticket, often. As long as the points stay on your driving record, speeding tickets affect insurance costs.
The good news is that the cost of auto insurance in Alaska is cheaper than the national average, so even with a speeding ticket, you’ll pay less than drivers in many other states, usually. However, your driving history isn’t the only factor that affects car insurance rates. For example, credit score and ZIP code could cause an insurance rate increase or decrease, if you have good credit and live in a less populated ZIP code.
||Annual rate for minimum coverage in Alaska before a speeding ticket
||Annual rate for minimum coverage in Alaska after a speeding ticket