It’s more challenging to find an insurance provider if you have a bad driving record. Unlike many other states, New Hampshire doesn’t provide a state-run program for high-risk drivers, as it’s one of two states in the U.S. that doesn’t require car insurance in the first place.
The best way to find an insurance company that wants you as a customer is to contact AutoInsurance.com. We’ll take your information, including your driving history, and match you with an insurer that caters to high-risk or substandard drivers. This is the easiest way to buy New Hampshire auto insurance unless you want to go through the hassle of requesting car insurance quotes from multiple providers.
If you have a conviction for driving under the influence of alcohol and/or drugs, we might match you with one of the best auto insurance companies for drivers with a DUI. While you’ll pay more due to your driving record, the alternative of proving financial responsibility isn’t an option for most New Hampshire drivers, as it involves demonstrating you meet the state’s requirement of $100,000 to cover your liability.
To do this, you must deposit this amount in either money or securities and give a receipt to the state treasurer. You can either purchase securities from a bank or a trust fund, if you’re fortunate enough to have one.2 If you’ve shopped the market and can’t find an insurer that will cover you, proving financial responsibility with the state may be your only option.