Formed by farmers in 1925, COUNTRY Financial began offering auto insurance in 1927. With over 2,000 representatives across 19 states, COUNTRY Financial offers auto, home, farm, business, and life insurance. Along with reasonable auto insurance rates, COUNTRY Financial provides enhanced new-car protection and emergency roadside reimbursement for electric vehicle drivers.
Enhanced New Car Protection
COUNTRY Financial’s standard auto insurance coverage includes bodily injury and property damage liability, uninsured/underinsured motorist, medical payments/personal injury protection, comprehensive, and collision coverage.
COUNTRY Financial offers optional coverage that protects your new car in the event of an accident. It pays for a brand-new car of the same make and model if your car is three to four model years old. This type of coverage is especially relevant to electric vehicle owners because the average electric vehicle in the U.S. is between three and four years old.6
There are plenty of reasons for electric vehicle owners to choose COUNTRY Financial’s auto insurance, including some unique discounts that complement its coverage for electric cars. COUNTRY Financial offers a discount for engaged couples getting married in the next year, as well as an occupation discount for full-time K-12 teachers, firefighters, police officers, EMTs, and paramedics.
According to the Environmental Protection Agency (EPA), the median electric vehicle range is 234 miles on a single charge.7 While there are many benefits to owning an electric vehicle, you may decide to keep a second car for longer drives so you don’t have to make frequent stops to charge your car, or worry about finding a charging station along a less-traveled route. Alternatively, if you own a PHEV or gas-powered vehicle and want to make an eco-conscious choice for a second car, you might purchase a fully electric vehicle.
COUNTRY Financial provides a multi-car discount when you insure two or more cars (including the cars of drivers under 25 who live away from home). This way, you can save even if your electric car is not your primary vehicle.