Plymouth Rock Car Insurance Pricing 2026

Plymouth Rock offers a variety of ways for drivers to save on their auto insurance policies. Discounts for Plymouth Rock vary greatly by state, so ask your agent about the following discounts:

• Driver improvement discount: Customers age 55 and older who finish driver improvement courses could see reductions in their auto insurance costs. Please note these discounts or programs may not be available in your state. Learn more about the best car insurance for seniors.
• Advanced shopper: You may be eligible for a discount if you get a quote for a new policy at least seven days before it begins.
• Green driving: If you drive a hybrid or electric car, you could get a discount on car insurance.
• Five-year claim-free discount: You can save when you’re over the age of 22 and have had no vehicle incidents over a five-year period.
• Safe drivers: Customers with clean driving records can keep their premiums low.
• Driver training discount: You could receive additional discounts if you take a state-approved defensive driving course.
• New driver family discount: Policyholders who have been with Plymouth Rock for more than two years and have licensed drivers under the age of 19 on their auto insurance policies could see additional savings.
• Bundling discounts: Plymouth Rock offers customers discounts for having multiple insurance policies, such as adding homeowners insurance to their vehicle insurance.
• Student away at school: Customers with students away from home at school without regular access to their insured vehicles can get a discount.
• Anti-theft: If your car is fitted with anti theft devices such as car alarms, you may be eligible for a discount with Plymouth Rock.
• Multicar: Having more than one vehicle on the same policy snags discounts for Plymouth Rock policyholders.
• Paid in full: Get a discount on your policy when you pay for your premium upfront.
• E-documents: Policyholders who opt for paperless billing, and completing other documentation online may be eligible for savings.

Plymouth Rock offers the following optional coverages:

• Accident forgiveness: Plymouth Rock’s accident forgiveness stops your premiums from rising on your next insurance renewal after your first accident.
• Full glass coverage: Customers with full glass coverage will not need to pay their comprehensive deductible if they make a glass-only claim.
• New car replacement: If your car is under two years old and stolen or deemed a total loss, Plymouth Rock will replace it with a vehicle of the same year, make, and model.
• Loan/lease gap coverage: Plymouth Rock pays the difference between your financed vehicle’s worth and the remaining loan or lease balance if theft or a total loss in an accident occurs.
• Towing and labor: Plymouth Rock offers an optional towing and labor coverage which offers additional protection in the event of a breakdown.

Seat Belt/Airbag Benefits

If a covered accident causes death, Plymouth Rock provides additional benefits if the driver and passenger wore seat belts and functional airbags protected them.

Child Car Seat Replacement

Customers with child safety seats that were damaged by covered losses will receive payment to replace them up to the policy’s limits.

Waiver of Collision Deductible

If you are involved in a loss because of another Plymouth Rock customer, the company will waive your collision deductible.

Additional Loss of Earnings Coverage

Customers who must attend hearings or trials because of accidents will receive higher limits above their base policies to cover loss of earnings.

Waiver of Deductible for Glass Repairs

Policyholders will have their deductibles waived for repairs of simple glass breaks, chips, cracks, and nicks. This waiver applies to a covered loss only if the area of repairable damage is within the size limit listed in the policy.

Road Rewards Program

Drivers can earn rewards for safe driving. The company’s Road Rewards program measures acceleration, braking, cornering, distracted driving, and speeding. The safer a customer drives, the more points he or she will earn.

Rewards are redeemable via phone for Apple and Amazon.com gift cards and other items. The driving data collected via the phone app does not affect premium costs.

Get Home Safe

Customers can receive free rides home when driving isn’t the safest option. The policyholder must submit a receipt and fill out a form to get up to $50 back for a one-way cab ride. Customers can access this benefit once per year.

Set Coverage Packages

If you’re looking for more protection, Plymouth Rock offers four different levels of auto insurance, called assurance packages. Each package comes with different levels of coverage. These four packages are: essential assurance, assurance plus, assurance preferred, and assurance premier.

The lowest level (essential assurance) offers features such as online tools and guaranteed repairs. The highest level (assurance premier) includes features such as trip interruption coverage, and electronic key replacement.

Pledge of Assurance

Plymouth Rock is known for its philanthropic work. If you are ever dissatisfied with its service, it will make a donation to your chosen charity from its set choices.

Plymouth Rock insures vehicles in six states:

• Connecticut
• Massachusetts
• New Hampshire
• New Jersey
• New York
• Pennsylvania

To cancel your auto insurance policy, call 800-437-5556 if you bought your policy directly through Plymouth Rock or via a Prudential financial professional. Call the company at 833-511-ROCK (7625) if you purchased your policy from an independent agent.

Plymouth Rock has offered auto insurance since 1982. Its companies now write and manage more than $2 billion in auto, motorcycle, homeowners, and umbrella insurance in six states. A.M. Best has rated the company as Excellent.

The company also has been a leader in philanthropic efforts, dispersing grants from the Plymouth Rock Assurance Foundation. Employees engage in hands-on community service each year and participate in an employee matching gifts program. Since its creation in 1996, the foundation has given away more than $8 million to nonprofits.

Potential customers can contact Plymouth Rock Assurance for a quote in a couple of ways:

• Call 800-516-9242.
• Visit the company’s website for an online quote: https://www.plymouthrock.com/insurance/auto/other.

Current customers have two ways to contact Plymouth Rock Assurance with questions about their Plymouth Rock auto insurance if purchased directly through the company or via a Prudential financial professional:

• Call 800-437-5556.
• Email rockcare@plymouthrock.com.

Customers who bought policies through independent agents can contact the company one of three ways:

• Call 833-511-ROCK (7625).
• Text the word “service” to 22022.
• Email eservice@plymouthrock.com.

Potential and current customers can also contact Plymouth Rock by mail. For a list of the company’s mailing addresses, visit https://www.plymouthrock.com/contact/contact-addresses.

Plymouth Rock Assurance is a regional insurance company offering affordable full coverage and  a robust list of discounts and coverages — including loss of earnings coverage and child seat replacement. This makes it a strong choice for divers in the six states where it operates. Learn more about the company in our in-depth Plymouth Rock review.