Six-month car insurance works the same way as any other car insurance policy. Once you pay your first premium, your coverage starts on your policy’s effective date and ends on its expiration date. During the covered period, your insurance will cover accepted claims up to the limits you’ve selected in your policy. For collision and comprehensive coverage, however, you’ll have to pay a deductible before your insurer will contribute.
Why Insurance Companies Prefer 6-Month Policies
Auto insurance companies prefer six-month policies because they can adjust rates based on the customer’s incurred losses, as well as respond to market conditions more quickly. For example, if a customer had a few claims during their last policy period, the insurer can raise their rates more quickly with a six-month policy than with an annual policy.
Companies That Offer It
These are some of the auto insurance companies that offer six-month insurance:
To get the cheapest car insurance rates, get a car insurance quote from more than one provider.