Allstate is the fourth-largest auto insurance provider and third-largest homeowners insurance provider in Arizona. It also happens to offer one of the largest auto and home bundling discounts (25 percent) in the insurance industry. With other great discounts, incentives for safe drivers, and a teen safety program, Allstate is our top pick for bundlers in Arizona.
Sizable Bundling Discount
Bundling is a great way to save money, time, and effort with your Allstate policies. If you have multiple properties you need to insure, like a car and home, you can save time by managing your policies under the same account, and earn a discount while you’re at it. With Allstate, you can earn up to 25 percent off your premium by bundling auto and home, which also applies to auto and condo/renters insurance.
Here are all the ways you can bundle with Allstate:
- Auto and home insurance
- Auto and renters insurance
- Auto and condo insurance
- Auto and motorcycle insurance
- Renters and motorcycle insurance
Benefits for Safe Drivers
If you’re a safe driver, you can earn up to 40 percent off your car insurance with Allstate’s Drivewise app. Drivewise is a safe driver program that tracks your driving habits and rewards you with discounts. If you exhibit safe driving habits (like not speeding, hard braking, driving at night, or driving excessively), you could save on your car insurance. However, if you don’t drive safely, your premium could increase.
Drivewise is not its own app; it’s a part of the Allstate app. It has a 3.9 rating on Google Play and 4.8 on the App Store.
Great for Teens
If you’re a teen or the parent of a teen, you should expect your insurance premium to be higher than that of other age groups. Teens get into accidents at a higher rate than drivers from other age groups on average, which makes them high-risk drivers in the eyes of insurers. One way to help mitigate those costs and ensure your teen is driving safely is through Allstate’s teenSMART program.
TeenSMART is a driver education program that aims to improve driving habits and increase awareness of teens on the road.
According to teenSMART, teens who complete the program reduce their chance for collisions by an average of 28 percent. TeenSMART drivers have 51% fewer bodily injury claims than teens who have not taken the program.
The retail price for the teenSMART program is $120, but with Allstate, you can get $50 off. Teens who enroll in and complete the program are eligible for Allstate’s smart student discount as long as they are under the age of 25 and unmarried.