DUIs make car insurance more expensive and harder to obtain.
While price increases differ by insurance provider, overall you can expect your car insurance premiums to rise by 78 percent following a DUI. Some car insurance companies are somewhat more affordable for those convicted of driving under the influence of alcohol (or drugs) than others, as you’ll see below.
|Annual cost of full coverage insurance
However, take these rates with a grain of salt, as your ZIP code in Maryland, among other factors, will influence the increase you’ll face with a DUI.
Will You Be Covered?
Your car insurance may or may not cover you if you get into a car accident while driving under the influence. The insurer might try to argue that you intentionally caused the accident by drinking and driving, especially if you caused injuries to others both inside and outside your car. However, it’s unlikely your insurer would deny a collision claim. Still, if your provider refuses to cover your losses, you might need to hire a lawyer to be made whole again.2