State Farm is the largest provider in the country and the third-largest provider in New Hampshire. It offers affordable average rates and several ways to save for safe drivers in the state.
If you don’t have a history of accidents, DUIs, or moving violations, you should look into State Farm’s safe-driver discounts. Here are a few options you can choose from in New Hampshire:
- Accident-free discount: If you go three years without an accident, you’ll be eligible for a discount.
- Drive Safe & Save: If you demonstrate safe driving habits through State Farm’s safety tracking program, Drive Safe & Save, you can earn up to 30 percent on your car insurance.
- Passive restraint discount: If you own a 1993 or older vehicle and have a factory-installed air bag or other restraint systems, you may qualify for this discount.
- Vehicle safety discount: Specific 1994 model year or newer vehicles — makes and models with a safe claim history and low average repair costs — may be eligible for a 40 percent discount.
Discounts for Teens
State Farm offers two major discounts designed for teens: a usage-based discount and a good student discount.
- If you’re under 25 years old and have a B average or higher, you may be eligible for a student discount.
- Also for drivers under the age of 25, Steer Clear is a training program that involves logging 10 driving hours, completing online quizzes, and participating in learning modules. You can earn up to 20 percent off your car insurance by completing Steer Clear.
Affordable Full Coverage
According to data from the National Center of Environmental Information, New Hampshire sees the second-most snowfall in the nation (behind Alaska).4 Although New Hampshire is generally a safe state to drive in, it does see a significant uptick in accidents due to icy and snowy roads in the winter.5
You’ll need comprehensive coverage to stay protected from weather-related crashes and other non-collision accidents. State Farm offers comprehensive and collision coverage, protecting your vehicle from collisions with other vehicles and damage due to weather conditions, animal collisions, theft, and more.