State Farm has provided quality coverage for Americans since 1922, making it one of the oldest and best car insurance providers on our list. In Bakersfield, you can seek out dozens of State Farm agents for a variety of car insurance needs, including minimum liability, full coverage, rideshare insurance, roadside assistance, and classic car insurance. With a robust set of discounts and affordable rates, State Farm opens our list as the overall best provider in Bakersfield.
State Farm offers a long list of car insurance discounts that can appeal to a variety of drivers. Whether you’re a homeowner, safe driver, student, or low-mileage driver, there are a number of ways to save with State Farm. Here are some of the most common discounts you can benefit from:
- Multi-policy discount for homeowners, renters, condo, or life insurance
- Mutlivehicle discount
- 5 percent off for drivers over age 55 who take a defensive driving course
- Up to 40 percent off with a vehicle safety discount
- Good student discount for students with a 3.0 GPA or higher
- Accident-free discount
Great for Teens
If you’re a teen driver or the parent of one, you may have noticed the hefty price tag on teen driver premiums. Drivers under the age of 21 pay the most for car insurance because they tend to file more claims, get into more accidents, and receive more tickets. One way to bring your teen’s costs down is to sign up for a safety driving program.
If you’re a new driver or under the age of 21, you can sign up for State Farm’s Steer Clear program. Steer Clear will track your driving habits, provide safety lessons to improve driving, and score you based on how safely you’re driving. In order to get a discount and receive your certificate, you’re required to:
- Complete five training modules
- Complete five hours of driving across 10 trips
- Finish the program within six months of signing up
Did You Know?
Thirty percent of Bakersfield’s residents are under the age of 18 — Los Angeles and California have an under-18 population of about 20 percent — making it one of the youngest cities in the state.3
Like in most major California cities, rideshare companies have a strong presence in Bakersfield. Bakersfield is home to over 770 restaurants and retailers on Uber Eats, over 500 restaurants on DoorDash, and hundreds of other locations across delivery services.4
Whether you’re delivering food or transporting passengers in your vehicle, you’ll need rideshare coverage to stay insured across your entire drive. Most rideshare companies provide insurance while you’re in the process of giving someone a ride, but that coverage doesn’t extend to the period in between rides. You’ll need rideshare coverage to stay insured while you’re waiting to confirm your next passenger or order.
With State Farm, your rideshare coverage works as a simple extension of your existing coverage. Your rideshare plan will look very similar to your personal plan, including its limits, deductible, and additional coverage.