USAA offers the cheapest full coverage rate for drivers in Colorado Springs; however, it is only available to military personnel, veterans, and their families. The United Services Automobile Association (USAA) offers insurance, banking, and investment products. In terms of car insurance, the company provides safe driving discounts as well as usage-based insurance to assist active duty military members in Colorado Springs and elsewhere.
Safe Driving Program
You’re better safe than sorry, especially in a city like Colorado Springs, which has a high incidence of accidents. That’s why USAA provides a safe driving program called SafePilot, which saves you up to 30 percent of your auto insurance premium.
SafePilot is a telematics program, which means it uses an app to monitor your driving behaviors. The program tracks factors such as how fast you drive, how quickly you brake, what time you drive, and for how long you drive. You’ll get a 10 percent discount for enrolling and a new rate upon each policy renewal, depending on your driving habits.
Military On-Base Discount
Colorado Springs is home to Fort Carson, Peterson Space Force Base, Schriever Space Force Base, and the United States Air Force Academy. If you live and garage your car on base in Colorado Springs, you can save up to 15 percent on your comprehensive coverage premium from USAA. Comprehensive insurance covers damages to your car for incidents aside from collisions, including theft and vandalism. While comprehensive coverage is not required in Colorado, you’ll need it if you have a new car or a car in storage.
USAA comes with plenty of membership perks for U.S. military members, veterans, and families:
- If you deploy internationally or you’re returning from deployment to Colorado Springs, USAA offers 24/7 member support for insurance, deployment, and transition questions.
- Bundle multiple vehicles and save.
- Ask for help from experts concerning managing debt, investing, saving, retiring, and banking.
- Get a discount on ADT home security so you can ensure your family’s safety at all times.