
Car insurance providers you can trust
Compare quotes from top providers
Which auto insurance company is right for you? You want a company you can trust, with reliable coverage that is also affordable.
We’ve rounded up the best auto insurance companies and given you the data you need for each. With our network of local agents, you can find the company that’s right for your vehicle.
Check out a list of car insurance companies and warranty providers, along with in-depth reviews on service, pricing, and more.
USAA and State Farm rank among our top choices for best car insurance companies. Both providers have competitive rates, excellent financial strength ratings, consistently receive high marks in third-party customer satisfaction studies.
To compare car insurance companies, first determine how much coverage you need, and then get quotes from at least three providers. Since your premium depends on your location, driving record, and other factors, you’ll need to get a quote to find out exactly how much you’ll pay. You can also apply qualifying discounts when you get an online quote or speak with an agent.
GEICO and Progressive offer the most affordable rates and are among our picks for high-risk car insurance. Compared to other providers, GEICO usually offers lower rates for high-risk driving profiles, including young drivers, those with bad credit or speeding tickets, and seniors. Progressive has competitive rates for drivers with DUIs.
USAA, GEICO, and Root have the cheapest auto insurance premiums, depending on your driving profile and location. USAA is best for military members and families, GEICO provides affordable coverage across all 50 states, and Root is our top usage-based insurer for safe drivers.
Auto-Owners, USAA, and GEICO are our top choices for young drivers, since they offer the lowest premiums and provide plenty of eligible discounts.
As of 2025, State Farm had the largest market share for private auto insurance, with about 19 percent of the U.S. market share. Progressive and Berkshire Hathaway (which owns GEICO) followed close behind at 17 percent and 12 percent, respectively.1
Private auto insurance provider | Percent of U.S. market share in 2023 |
---|---|
State Farm Mutual Automobile Insurance | 18% |
Progressive Corp. | 17% |
Berkshire Hathaway Inc. | 12% |
Allstate Corp. | 11% |
USAA Insurance Group | 6% |
Farmers Insurance Group of Companies | 4% |
Liberty Mutual | 4% |
Travelers Companies Inc. | 2% |
Auto Club Enterprises Insurance Group | 2% |
American Family Insurance Group | 2% |
A large market share doesn’t necessarily mean it’s the best insurance provider for you, so it’s important to evaluate each company on an individual basis.
Life changes like moving states can change the cost of your insurance because of differing state requirements and factors like road conditions, crime rates, and weather.2
When it comes to car insurance, shopping around and comparing quotes is essential for getting the lowest premiums.
Our free auto insurance quotes come from our network of over 3,000 local insurance agents.
Quotes can differ based on factors like these:
You can save money on car insurance coverage by bundling it with home insurance or life insurance using a multi-policy discount. Make sure to check what your personalized service will cost, what the claims service is like, and how the mobile app is rated on the Apple and Google Play stores. If you file a claim, how soon will you hear back? Does the provider cover your ZIP code? We can tell you all that and more.
There are hundreds of car insurance companies in the U.S. To find the best company for you, shop around with at least three providers. To help you search, we’ve reviewed the best auto insurance providers on the market.
PROPERTY AND CASUALTY INSURANCE INDUSTRY 2023 TOP 25 GROUPS AND COMPANIES BY COUNTRYWIDE PREMIUM. National Association of Insurance Commissioners. (2024).
https://content.naic.org/sites/default/files/research-actuarial-property-casualty-market-share.pdf
12 Life Milestones That Affect Your Auto Insurance Policy. Auto Insurance Specialists. (2021, Jan 13).
https://blog.aisinsurance.com/2021/01/13/life-changing-milestones-that-affect-auto-insurance-policy/